#12/18Top tierUpdated 2026-04-17

Topstep

Q: What is the drawdown rule on Topstep?

EOD trailing is fair - intraday swings don't move the floor. Locks once profit exceeds drawdown amount. CRITICAL: After a payout, your MLL resets to $0 - one bad day right after withdrawing can blow the account instantly.

Q: Does Topstep have a consistency rule?

Standard payout path has NO consistency rule on funded. Consistency path has 40% rule but allows $6K max per payout vs $5K. Choose based on your trading style.

Q: How fast are Topstep payouts?

90/10 from day one for new traders. Post-payout MLL reset to $0 is the biggest hidden risk. Free resets are genuinely valuable. Back2Funded ($599-829) lets you revive a blown funded account.

Q: Is copy trading allowed on Topstep?

TopstepX Trade Copier allows mirroring across up to 5 funded accounts. Lead must have smallest position size. Live Funded Accounts NOT eligible for copier. Max 5 Express Funded Accounts simultaneously.

Q: What's the overall verdict on Topstep?

Most established firm. Free resets are huge. Automated trading allowed on TopstepX. But: all new accounts forced to TopstepX (no NinjaTrader/Tradovate choice). Post-payout MLL reset is dangerous. Scaling starts at only 2-3 contracts on funded.

Q: Who is Topstep best for?

Disciplined traders who want free resets and a reputable name. Automated strategies work on TopstepX API. Good for traders who profit consistently (not lumpy).

Q: What platforms does Topstep support?

Topstep supports: TopstepX (all new accounts), Quantower (exception).

Q: Does Topstep allow news trading?

Yes — Topstep allows news trading.

Q: What should I watch out for with Topstep?

After payout, MLL resets to $0 - extremely vulnerable. New accounts TopstepX only (no NinjaTrader/Tradovate). Funded starts at 2-3 contracts (must scale up). VPS/VPN usage PROHIBITED. Positions must close by 3:10 PM CT. $30 ACH payout fee.

1-Step Trading Combine·TopstepX (all new accounts), Quantower (exception)

Algo-ready100% payout

Visit site Compare

Active Deal

Up to 70% off Trading Combine

trade7789 (70% off)CLIMBHIGHER

Standard prices ($49/$99/$149/mo for $50K/$100K/$150K) may already be permanently discounted from 'full' prices. No headline promo on homepage 2026-04-19 — codes likely applied at checkout.

7.8Score

PropDash Score

7.8 / 10

Ranked #12 of 18 firms

Flexibility

No consistency / no daily limit / asset freedom

8.5

Value

Eval price with discount applied

5.0

Payout

Split % and monthly fees

9.5

Trust

Tier, reset policy, platform breadth

9.0

Challenge calculator

Can you pass this eval?

Account size

Win rate

55%

R:R ratio

1.5x

Risk / trade

$250

Trades / day

Expected value / trade

$94

Trades to target

Days to pass

11 days

Est. pass probability

83%

Risk size looks too hot — likely to hit DD first.

At 55% win rate, 1.5x R:R, and $250 per trade, you'd need about 32 trades (11 trading days) to hit the $3.0K target. The variance at this risk size could breach drawdown before you get there.

Rough estimator using expected value and 3σ variance. Not financial advice. Actual results vary wildly with emotional discipline, market conditions, and execution quality.

Account sizes

· 3 options

$50K

$49/mo (Standard) / $109/mo (No AF)

Target $3,000DD $2,000

$100K

$99/mo (Standard) / $159/mo (No AF)

Target $6,000DD $3,000

$150K

$149/mo (Standard) / $209/mo (No AF)

Target $9,000DD $4,500

Official rules

Drawdown type

EOD Trailing (end-of-day balance, not intraday). Locks at starting balance once profit exceeds drawdown.

Daily loss limit

Optional add-on since April 14, 2026 ($1K/$2K/$3K by size). Always mandatory on Live Funded.

Min trading days

Consistency rule

Combine: 50% (best day < 50% of total). Funded Standard: none. Funded Consistency tier: 40%.

Payout split

Post-Jan 2026: 90/10 from day one. Pre-Jan 2026: 100% first $10K then 90/10.

Payout frequency

Standard: 5 winning days ($150+). Consistency: 3 trading days. Max $5-6K per request.

Reset cost

Free with subscription renewal (1 credit per rebill). Paid reset = monthly price. Back2Funded: $599-$829.

Activation fee

$149 (Standard path) / $0 (No AF path)

News tradingCopy tradingAutomationWeekend hold

Real talk

Drawdown reality

EOD trailing is fair - intraday swings don't move the floor. Locks once profit exceeds drawdown amount. CRITICAL: After a payout, your MLL resets to $0 - one bad day right after withdrawing can blow the account instantly.

Consistency reality

Standard payout path has NO consistency rule on funded. Consistency path has 40% rule but allows $6K max per payout vs $5K. Choose based on your trading style.

Payout reality

90/10 from day one for new traders. Post-payout MLL reset to $0 is the biggest hidden risk. Free resets are genuinely valuable. Back2Funded ($599-829) lets you revive a blown funded account.

Copy trading reality

TopstepX Trade Copier allows mirroring across up to 5 funded accounts. Lead must have smallest position size. Live Funded Accounts NOT eligible for copier. Max 5 Express Funded Accounts simultaneously.

The verdict

Most established firm. Free resets are huge. Automated trading allowed on TopstepX. But: all new accounts forced to TopstepX (no NinjaTrader/Tradovate choice). Post-payout MLL reset is dangerous. Scaling starts at only 2-3 contracts on funded.

Best for

Disciplined traders who want free resets and a reputable name. Automated strategies work on TopstepX API. Good for traders who profit consistently (not lumpy).

Watch out

After payout, MLL resets to $0 - extremely vulnerable. New accounts TopstepX only (no NinjaTrader/Tradovate). Funded starts at 2-3 contracts (must scale up). VPS/VPN usage PROHIBITED. Positions must close by 3:10 PM CT. $30 ACH payout fee.

FAQ

Topstep, answered.

The questions traders actually ask about Topstep — answered from the official rules plus what traders have experienced on funded accounts.

What is the drawdown rule on Topstep?

Does Topstep have a consistency rule?

Standard payout path has NO consistency rule on funded. Consistency path has 40% rule but allows $6K max per payout vs $5K. Choose based on your trading style.

How fast are Topstep payouts?

90/10 from day one for new traders. Post-payout MLL reset to $0 is the biggest hidden risk. Free resets are genuinely valuable. Back2Funded ($599-829) lets you revive a blown funded account.

Is copy trading allowed on Topstep?

What's the overall verdict on Topstep?

Who is Topstep best for?

Disciplined traders who want free resets and a reputable name. Automated strategies work on TopstepX API. Good for traders who profit consistently (not lumpy).

What platforms does Topstep support?

Topstep supports: TopstepX (all new accounts), Quantower (exception).

Does Topstep allow news trading?

Yes — Topstep allows news trading.

What should I watch out for with Topstep?

Firms similar to Topstep

Ranked by score profile across Flex / Value / Payout / Trust.

Topstep

Can you pass this eval?

Account sizes

Official rules

Real talk

The verdict

Topstep, answered.

Firms similar to Topstep

Bulenox

Elite Trader Funding

Tradeify

Search