OneUp Trader vs Take Profit Trader
Every rule that actually affects your account — drawdown, daily loss, consistency, payout split, news, platforms — with a clear winner per category.
Rule by rule
Green = winner on that row. Ties show as "—".
| Rule | OneUp Trader | Take Profit Trader | Winner |
|---|---|---|---|
| Drawdown type | Trailing | Trailing | Take Profit Trader |
| Daily loss limit | None | None | — |
| Payout split | 100% of first $10K then 90/10. No monthly funded fees. | PRO: 80/20. PRO+: 90/10. Early withdrawal (<60 days): 50%. | OneUp Trader |
| Min trading days | 10 | 5 | Take Profit Trader |
| Consistency rule | STRICT: Best day x 80% must be <= sum of 3 other best days' profits. | Test: 50%. PRO/PRO+ funded: NONE. | — |
| News trading | No | No | — |
| Weekend holding | No | No | — |
| Copy trading | Yes | Yes | — |
| Platforms | Rithmic, NinjaTrader (free license when funded), Sierra Chart, Quantower, Bookmap, Jigsaw | NinjaTrader, Tradovate, TradingView, Rithmic, Quantower, MotiveWave | — |
Real talk
What traders actually experience beyond the marketing copy.
Reliable, no-drama firm. 100% first $10K, no monthly fees, no activation fee. But: strictest consistency in the industry, Rithmic only (no Tradovate), 10-sec hold, no trading 3:15-5 PM CT, news restricted on funded.
Trailing drawdown that locks at starting balance is good. No DLL is a plus. But drawdown is only 3.5% on $100K ($3,500) - tighter than many competitors.
100% on first $10K is solid. No monthly funded fees. Weekly payouts. $0 activation. But the strict consistency rule means many traders can't get funded despite hitting the profit target.
Strictest consistency rule in the industry. Rithmic only - no Tradovate. News restricted on funded (1 min buffer). No trading 3:15-5 PM CT. 10-second minimum hold. Must maintain 50% of eval volume weekly when funded.
Clean rules with no DLL and no funded consistency. But the PRO drawdown switch to intraday, 80/20 split, expensive PRO resets, and 60-day early withdrawal penalty are significant hidden costs. PRO+ is the goal but requires invitation.
CRITICAL: Drawdown switches from EOD (Test) to INTRADAY (PRO). This is the #1 reason funded traders blow accounts. PRO+ goes back to EOD but requires invitation after ~$5K in PRO profits.
Buffer system means your first $2K-$4.5K of profit is locked. 80/20 on PRO is below standard. Early withdrawal penalty: only 50% payout if account terminates within 60 trading days. PRO resets are EXPENSIVE ($399-$1,299).
PRO drawdown switches to INTRADAY trailing (biggest trap). 80/20 split on PRO. Early withdrawal penalty (50% if <60 days). PRO resets cost $399-$1,299. News restricted on funded (1 min buffer FOMC/NFP). Automated trading prohibited.
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